Company Name Bank of Communications(Luxembourg) S.A. Job Title : Senior Credit Analyst Location : Luxembourg Reports to : Head of Credit and RiskControl Department Division / Department : Credit and Risk Control Department Type of position : Full-time General Description : Bank of Communications is one of the major financial services providers in China with a history of over 100 years since founded in 1908.
Besides more than 3,200 domestic banking outlets nationwide in China, it has set up 23overseas institutions all over the world.
The business scope includes commercial banking, investment banking and securities services, wealth management, trust services, financial leasing, fund management, insurance, and offshore banking services.
As a fully invested subsidiary of Bank of Communications, we would like to offer you with the opportunity to work with an energetic and prosperous team aiming to succeed in the European market as a professional bank institution.
Main Responsibilities : Perform independent credit review and enhance credit risk coveragefor potential transactions based on the framework of internal credit policy and risk appetite.
Draft credit review report, present the report to the Credit Committee andcommunicate with the Head Office to facilitate the credit application process.
Perform management of legal documentation signing processand loan drawdown. Undertake post-lending monitoring in a timely manner, proactively identify, quantifyand monitormajor credit risks both on portfolio and individual basis, and propose effective measures to mitigate the risks.
Develop scenarios, perform scenario analysis and stress testing for credit risksassociated with the Bank’s asset portfolio.
Check the validity and completeness of the credit documents received from the Front Desk, archive and store the documents in a safe, confidential and orderly manner.
Communicate with the regulators and supervisors, and follow up closely the updated banking regulations in terms of credit risk management.
Qualifications and experience : Bachelor’s degreeor above in Economics,Finance,Accounting, Science or Engineering. Minimum 6 years of hands-on experiencesin a commercial bank dealing with credit review and monitoring.
Sound knowledge and a solid background in country risk, industry risk, concentration risk, and credit risk analysis. Rich experiences in credit risk control and mitigation techniques both on collective and individual counterparty basis.
Excellent communication skills with the regulators and supervisors. Professional fluency in spoken and written English,and intermediate knowledge in Mandarin.
Disclaimer : The preceding description is not designed to be a complete list of all duties and responsibilities required of the Senior Credit Analyst.