Credit risk analyst - CRM GIP (M/F)
Banque Internationale à Luxembourg (BIL)
1009 Luxembourg, LU
il y a 19h
source : Description Founded in 1856, Banque Internationale à Luxembourg (BIL) is the oldest multi-business bank in the Grand Duchy.

It has played an active role in the main stages of development of the Luxembourg economy. It currently operates in retail, private and corporate banking, as well as on the financial markets.

Employing more than 2,000 people, BIL is present in the financial centres of Luxembourg, Switzerland (since 1984), Denmark (since 2000), the Middle East (since 2005) and Sweden (since 2016).

Responsibilities The Intensive and Specific Management (GIP) unit, dedicated within Credit Risk Management to handling potentially problematic loans and counterparties, helps to reduce credit risk through a proactive approach while attempting to minimize potential losses for the Bank in the event of default.

Your mission : As the centralizing element of Credit Risk Management, the GIP team is responsible for : Effective coordination among the concerned parties by Credit Risk Management including : Relationship Management, Legal Department, Back Offices, Credit Risk Management department and, where appropriate, Compliance Comprehensive monitoring of the cases to be presented, submitted and monitored by the Default Committee, regardless of whether they have been placed on any of the monitoring and / or default lists Effective data management in connection with cases in restructuring before default In terms of monitoring problematic files, you will be responsible for : Preventive detection of (potentially) problematic loans Monitoring excesses and overdrafts Comprehensive monitoring of the relevant counterparties Support (advice) for the Relationship Manager and other internal clients for monitoring loans and interpreting signals received, or full on-going management of the lending relationship as decided by the Default Committee The development and proposal of appropriate and realistic action plans, e.

g., loan restructuring, and in particular lending terms and conditions (term, guarantees, repayment arrangements, etc.) to the decision making bodies (Default Committee) Implementation and monitoring of the action plan Preparing supervision lists (Special Mention, Watchlist, NPL, Forbearance) Preparing possible transfer to the Relationship Management area or Debt Recovery department Must Have Requirements Your profile : At least four years of higher education / master (BAC+4 / 5) in economics, management or finance and at least 3 years of professional experience in the credit sector Your Technical Skills : Proficient user of common office automation tools.

Proficiency using the following software will be considered an asset : Excel (advanced), Visual Basic, Access and Business Objects, SAS Familiar with regulatory requirements (CRR, Basel III, IFRS 9, EBA ITS, Non performing loans, Forbearance etc) Sound knowledge of loans and financial instruments Your personal skills : Good communication and writing skills as well as negotiating capacity Your language skills : Fluent French and a perfect command of English Knowledge of German is considered an advantage Education level : Master's Degree Work experience : 3-4 years Start contract date : 03-02-20

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