Discover global opportunities for innovative minds. At Deutsche Bank.
You don’t just think through a problem to find a solution faster.
You think around it, below it, and either side of it.
In a fast-moving world, we don’t stand still.
We want to react quickly to changes in the financial landscapte, and exceed our clients’ expectations.
An agile mind like yours will thrive in this environment.
Lending Officer (m / f / x) Luxembourg, full-time About the Department Deutsche Bank’s Wealth Management business is one of the largest wealth managers worldwide.
We offer our clients a broad range of traditional and alternative investment solutions, as well as comprehensive advice on all aspects of Wealth Management.
As a trusted partner of wealthy individuals and entrepreneurs, family offices and foundations, we create lasting value for clients.
We specialize in developing bespoke solutions for our clients around the world, for instance wealth planning across successive generations and international borders, asset management with individual risk management, loans and deposits.
All this is possible thanks to our global network, our many years of experience and our close collaboration with the Corporate Bank, Investment Bank and Asset Management.
We aim to become a highly competitive global wealth manager by combining financial strength and stability with trustworthy partnership and forward-
thinking in order to build sustainable and beneficial client relationships.
As a growth business for Deutsche Bank, we contribute towards building a more balanced, less capital intense and stable business model for the bank.
About the Job The Lending Officer will be instrumental in supporting and expanding the LDP franchise on a global level.
Lending Officers in Luxembourg do generate and administrate new lending transactions as well as support Lending Officers from other locations globally to book and administrate transactions with WM Luxembourg to achieving overall growth targets, whilst maintaining excellent credit quality.
There is also some interaction and cooperation with the Asset Management (AM) division of Deutsche Bank.
The Lending Officer shall support WM Client Advisors in all their credit-related needs with respect to the full range of lending product offering (special focus on French, Spanish & UK Commercial / Residential Real Estate Financing, Single Stock Financing, Lombard Financing, Aircraft Financing and Life Insurance Financing).
Aside of supporting WM Client Advisors and as Deutsche Bank Luxembourg S.A.
is the main European lending hub within Deutsche Bank, the Lending Officer shall also support and assist Lending Officers of other locations (i.e.
Switzerland, London, Germany) booking their transactions within WM Luxembourg as well as colleagues from the AM division in order to cooperate for certain client needs.
In response to the growing complexity and increasing number of credit transactions booked with WM Luxembourg, the EMEA Loan & Deposit Products (LDP) team is looking for you as our new Lending Officer.
Responsibilities Determine client needs and the feasibility of a credit transaction Structure transactions to make them acceptable from both commercial and risk standpoints Formalize requests in a credit report and get it approved or join discussions for approval by / with Credit Risk Management (CRM) Ensure approved transactions will also be documented in line with legal requirements (overall organization and coordination of processes with internal and external stakeholders including cooperation with legal departments) Administrate approved deals throughout transaction life cycle (i.e.
perform annual review of credit transactions, manage and administrate credit book in terms of ongoing conditions / tasks, coordinate with Lending Officers and Client Advisors (outside of Luxembourg) as well as with CRM to manage conditions and deliver them in a timely manner) Aside of these direct client-
related tasks, you also support / take ownership in enhancing local processes as well as participate in global LDP projects from time to time Requirements You have completed a university-
level degree in Business / Eeconomics or comparable degree and bring some experience in the credit business You have a good knowledge and understanding of banking processes, financial instruments as well as contractual matters You have good analytical, negotiation and marketing skills and have the ability to identify risks / mitigants throughout the credit process and work in a solution-
focused manner You are fluent in English and French You are familiar with full set of MS Office applications You are a motivated self-
starter and demonstrate besides your strong organizational and communication skills an ability to learn and improve (within a multi-
stream project type of work) As you will work in a big international team with colleagues placed in different Deutsche Bank locations globally, you are a flexible and open-
minded team player If you are hired, we will ask you to submit a current certificate of good conduct.
We build talented and diverse teams to drive business results.
We welcome applications from talents from all cultures, countries, races, genders, sexual orientations, abilities, beliefs and generations.