Credit Manager - CCA091
Greenfield S.à r.l.
Luxembourg
il y a 4j

A new position, to join a new team, for a new business line for a leading international Private Bank! Greenfield is pleased to be representing, on an exclusive basis, a leading international banking organization.

With a strong global presence and a robust and long-standing heritage within the private banking sector, our client is a well-

established and respected organisation with an excellent reputation and brand positioning.

Their Luxembourg-based office has served as a strategic operational hub for their European interests for more than a decade, however until now all commercial, product and client service operations have originated within the originating country of the bank.

The opportunity : the decision has been reached to establish a full scale Private Banking operation in Luxembourg encompassing an initial team of c.15 banking professionals.

The Context : The Credit Manager will be responsible for the development of different life-cycle loans stages in order to meet all EU and Luxembourg regulatory requirements.

He / She will also ensure a proper execution, sustainable and proactive Credit Analysis Management in line with the Group.

Furthermore, the Credit Manager will be analyzing credit data and financial information of persons and / or companies that are applying for credit or loans to determine the risk that the Bank will incur based on finding to help make decisions on credit approval process.

The Role :

  • Conduct financial and credit statement analysis employing a combination of fundamental, quantitative and qualitative techniques.
  • Analyzing LatAm and European financial statements in languages such as Spanish, Portuguese and English.
  • Responsible for all asset quality credit related activities and specific inquiries performed by the Commission de Surveillance du Secteur Financier (CSSF).
  • Manage credit rating changes within borrowers of the credit portfolio and prepare propose recommendations to management regarding the workout loan / assets.
  • Control, monitor and update the Banks’s credit policies and manual of procedures and for ongoing and financial analysis of existing borrowers.
  • Utilization of online credit scoring applications to evaluate the overall strengths and weaknesses and financial soundness of the borrowers in LatAm and Europe.
  • Perform Credit analysis on the Bank’s vendors.
  • Prepare analysis of current trends and developments in the industry segments of the Banks credit portfolio.
  • Deliver financial analysis reports covering the Banks credit portfolio products.
  • Manage proactively the life-cycle stage of the loans such as past-due, forbornes, defaults, write-offs.
  • Review earnings releases from potential banking partners.
  • Write support materials for monthly portfolio presentations detailing the bank’s balance sheet, profits, risk profile and exposure to various economic sectors.
  • Liaise with Bankers in LatAm and in London in terms of credit assessment and related.
  • Review of corporate KYC documentation.
  • Screening of all names associated with the corporate documentation.
  • Periodic customer review of each corporate (based on Internal Credit Rating).
  • Producing / presenting periodic Credit Reports (e.g.
  • to SM, Credit Committee etc.).

    Your Profile :

  • Experience c.4+ years in Banking industry and credit analysis on a LatAm and European economic groups;
  • Knowledge of the LatAm Foreign Exchange regulations;
  • Knowledge about regulatory environment (Basel III, IFRS9, etc.).
  • Strong knowledge in all types of Credit Assessment Methodologies;
  • Understand the issues involved in banking business, including key financial dynamics and drivers related to Credit Analysis;
  • Self-motivation, Team player with a high level of integrity and self-discipline;
  • Fluency in Portuguese and English is essential;
  • Bachelor’s Degree.
  • This is an abridged description of the opportunity and the organisation in question.

    Further details will be forthcoming upon a suitable application.

    Greenfield has been mandated as the single search partner for this appointment.

    All interest or applications should be made directly to : Courtney Charlton Director, Greenfield Executive +352 26 38 36 51

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