Intesa Sanpaolo is the banking group leader in Italy. Assisting more than 11,1 milion of retail customers through a network of 4400 branches, it significantly supports the development of Companies and gives an important sustain to the country's growth.
The Group has a selected retail banking presence in Central and Eastern Europe, the Middle East and North Africa, with approximately 1,200 branches and 7.
8 million customers in 12 countries. Intesa Sanpaolo is also present in 29 countries in support of its corporate customers’ cross-
border business. It is looking for new qualify profiles who want to face demanding and challenging career path with the following requirements :
Scope and Purpose
Perform credit analysis as directed by the relevant Team Leader. Such analysis should be Insightful, Relevant and Succinct and include the following, inter alia :
Discussion of the dynamics and nature of the Client's industry, including key risk aspects;
Assessment of the Client's competitive positioning within its industry;
Discussion of management strength, experience and track record and corporate governance more broadly;
Articulation of the Client's strategy and an assessment of its clarity and associated execution risks;
Assessment of funding strategy, financial policy, treasury activity (hedging, cash management) and liquidity
Analysis of a current / forward year base forecast performance expectation
Assessment of balance sheet strength, alongside cashflow and profitability vulnerability, via ratio analysis and / or stress testing
Discussion of other pertinent risk aspects, including country risk, parental and / or governmental linkage / support, relative ranking of indebtedness
Evaluation of risks associated with particular proposed transactions (i.e. Structured Finance / Securitisation, Corporate Finance, Export Finance, Syndicated loans);
Contribute to the development, improvement, and implementation of best practices, guidelines, procedures;
Assist more senior colleagues in providing analytical, research and other professional support as required.
Previous experiences in the Credit field is a nice to have.
Strong analytical skills;
Well organized, able to multi-task demands and deadlines;
Sense of initiative and innovation in proposing solutions;
Required Qualifications, Skills and Knowledge
Master Degree preferably in Finance, Banking, Economics;
Knowledge of standard computer tools (mainly Word, Power Point, Excel);
Strong verbal and written communication skills (in English and Italian. French is a plus), with proven ability to work across cultures and within a dynamic environment.
Everyone is an asset for our Group and that person could be you! Check out our job opportunities, apply and join our team!